WE HELP WITH ALL CLIENT SECTORS
In fact, we have helped thousands of different businesses of all shapes and sizes with all types of policies.
However, we have particular solutions and expertise in a number of specific sectors. These include:
IT and Telecomms
Electrical contractors and electricians
In a sector characterised by a rapid pace of change, your insurance protection needs to react and keep pace with your company's risks and priorities.
We can help you anticipate the risks that the future may bring so you can continue to innovate and grow. And our knowledge of the insurance market enables us to navigate your technology business to the right solution at the best price.
Key risks/issues: Intellectual Property, Directors & Offciers (including fundraising and IPOs), Professional Indemnity, Data Loss, Confidentiality, R&D, Overseas Exposures, Business Continuity
IT and TELECOMMUNICATIONS
In a sector known for its diversity of services, understanding exactly what you do and making sure that your insurance reflects your operations, is critical.
We can explore the contract risk (supplier side and customer side), intellectual property issues and cyber risk control, to make sure that your business is properly protected now, and into the future. But we can also take that knowledge of your business and leverage it to get best terms from the insurance market.
Key risks/issues: Professional Indemnity, Cyber Liability, Directors' & Officers', Contract, Intellectual Property
Not all engineers are created equal, and it's the diversity in the sector that makes it hard to put in place insurance that will work.
We take the time to ensure that we have understood all of the factors that make your business unique. That way, you can be assured that you are paying a competetive premium for an insurance programme that is fit for purpose.
Key risks/issues: Design, Research, Intelectual Property, Supply Chain Risk, Safety-Critical Applications for Products, Cyber, Rights of Recourse, Contract, Disaster Recovery and Business Continuity.
ELECTRICAL CONTRACTORS AND ELECTRICIANS
Electrical contractors are experts at spotting problems and fixing them and we are the same.
Standard liability policies, for example, are often inadequate for electrical contractors because they tend not to cover design, certification or efficacy (efficacy is especially important if you do any alarm work). So our job is to spot these (and other) potential hazrds and make sure that you are properly protected for a great premium.
Key risks/issues: Public and Employers' Liability, Efficacy (falure to perform intended function) Errors and Ommissions (especially in Inspection and Certification work), Design, Health and Safety Risk Control Legal Expenses, Tools and Equipment.
Being a property owner means that you are operating in a very diverse business sector with hugely differing insurance products and providers to choose from. Having an insurance adviser who understands your requirements and knows their way around the various solutions, is critical.
Commercial, residential or mixed, occupied or unoccupied, standard or non-standard construction, and whatever the tenant type, we will make it our business to understand yours and get the best results from the insurance market.
Key Risks/Issues: Commercial Property, Residential Property, Mixed Portfolios, Property Development, Trace and Access, Alternative Accomodation, Unoccupied Premises, Non-Standard Construction, Tenancy Terms, Property Owners' Liability, Environmental Impairment Liability, Loss of Rent, Claims Prepration Clauses.
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We cover many areas of business insurance, so if you think we may be able to help, please do get in touch.